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The verification helps lenders in validating the authenticity of the information submitted
Make more informed, confident decisions with a robust view of consumer risk
Accurately identify and assess probable risk while lending to commercial entities
Summarized credit information of the commercial entity and its related parties for CA/CC/OD opening
Understand the financial health of a business – before you do business
Get more than a traditional credit report
Solving complex business challenges with comprehensive data, 360 degree view to bureau data upto a pin code level
Build custom scorecards based on your strawman profile to personalize performance metrics and risk tolerance assessment tailored to individual profiles and preferences
Optimizing decisions using a 24-month customer view
Faster credit decisions with a risk model that predicts the likelihood of a consumer becoming 90+ days delinquent
Evaluate customers’ current obligation and risk assessment
A bureau score for individual lending to group loan customers
Augment the Credit Potential of Bharat
Assess the credit capacity of the borrowers with an aggregated household view of income, borrowings, monthly obligations
A Consultative, Compliant, Comprehensive, Collective solution for your benefits
The verification helps lenders in fetching more contact information of the borrower/consumer
Grow your business with automated credit and risk decisioning, fueled by diverse data
Better understand consumer behavior and competitor activity during prospecting, loan origination and portfolio retention
Customizable report for comparison with your peer group
Increase recovery rates
Enabling financial inclusion for those who lack access to conventional banking services
Leverage the combined strength of our specialization in credit risk prediction and advanced analytics
Improve your businesses’ risk assessment and optimize Portfolio Management across both Retail and MFI lending
Identify potential threats to make agile and informed business decisions
Get early warning of potential delinquency or default
Reduce risk and grow your portfolio
Optimize portfolio focus and improve targeted cross-sell campaigns
Understand efficiency of your underwriting ecosystem
Monitor customers’ activities in real-time
Evaluate your customers better through comprehensive insights of their credit history
Score Simulator is a tool to help retail customer understand how different credit scenarios may impact individual's ERS
Get an unbiased opinion on the efficiency of your scorecard model