Product Overview

The Equifax Commercial Rank is a risk model that predicts the likelihood of a commercial entity becoming delinquent (90+ days past due including charge-off, write-off, and other major derogatory events) within a 12-month period from the scoring date.

Key Factors affecting Commercial Rank for an Entity

  • Past Delinquencies
  • Term Loan Repayment History
  • Extreme stress in related trades
  • Total Active loans
  • Total credit utilization
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