Below is the detailed explanation on the sections available in your credit report
Consumer Information Section
This section provides the personal, identification and contact details of the consumer on whom the enquiry is pulled.
Consumer Address Section
This section provides up to 5 different consumer addresses reported to Equifax. The addresses are sorted on date reported from newest to oldest.
Recent Activity Section
This section provides key activities on the consumer file over the last 90 days from the enquiry date.
Profile and Performance Section
This section provides an overview of the consumer’s credit profile and performance. The section has at-a-glance charts and graphs displaying utilization, credit mix, delinquency trend andenquiries trend. Additionally, the section also provides key indicators on consumer’s credit performance.
This section provides a summary of the consumer’s credit profile across different trade lines. It includes metrics relating to accounts, delinquencies, leverage and key dates.
Account Details Section
This section provides details of the consumer’s accounts. It contains information regarding delinquencies, payment history, current status and key dates for each account.
Enquiry Summary Section
This section provides the summary of all the enquiries that have been made on the consumer’s credit file in the past 48 months on the Equifax Bureau.
Enquiries Detail Section
This section provides the details on all the enquiries that have been made on the consumer’s credit file in the past 48 months.
This section provides the enquiry details entered by the user by which the report was generated.