Product Overview

Estimated EMI provides a point estimate of a borrower’s monthly obligations via an estimation model that evaluates the individual’s demography and credit information. It has been developed for use in new credit approvals, portfolio management and collections.

Why choose this product?

  • Estimate debt burden ratios
  • Estimate disposable incomes
  • Reduce the cost and time required for approving applications
  • Improve cross-sell to existing customers for new products
  • Improve collections efficiency

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