Filters Selected
184 Articles
India’s Microfinance Sector Shows Resilience Amid Credit Slowdown; Delinque ...
Mumbai, 27th April 2026: The Indian
microfinance sector is demonstrating strong underlying resilience
despite a visible slowdown in credit disbursement, according to the
latest Microfinance Insights Report (April 2026) released by
Equifax. The industry’s total portfolio outstanding reached
₹3.38 lakh crore as of March 2026, registering
a 5% quarter-on-quarter growth, even as
annual disbursemen ...
April 27, 2026
Navin Chandani Named President of Equifax India & Emerging Markets
MUMBAI, April 23, 2026 — Navin Chandani has been
appointed President of Equifax India & Emerging Markets. Mr.
Chandani, a seasoned leader with over 25 years of experience in credit
bureaus, data and analytics, digital payments, and digital trust will
lead the next phase of growth and innovation across the region. Mr.
Chandani will be responsible for continuing to lead the organization’s
transition to the Equifax Cloud™, and further integ ...
April 23, 2026
How the new credit reporting cycle will rewire loans, EMIs and approvals
Date of Publication – 7th April 2026
When most people think about credit scores, they picture a
credit card application. However, a quiet shift is underway in
India’s financial plumbing. Prodded by the Reserve Bank of India’s
push for higher-frequency reporting, lenders are set to shift to a
weekly data reporting cycle by mid-year. This acceleration marks the
definitive end of the traditional "credit lag,"
trans ...
April 07, 2026
Your credit report is about to change every week: What borrowers must know ...
Publication Date: 31st March 2026
For decades, the Indian borrower has operated on a strict
monthly financial clock. However, the Indian credit ecosystem is
currently undergoing a revolutionary acceleration. Mandated by the
Reserve Bank of India (RBI), lenders will transition to weekly
incremental data updates by mid-2026. This shift moves our ecosystem
from delayed historical snapshots to near real-time financial profiling ...
March 31, 2026
India’s Microfinance sector sees continued stabilisation, delinquencies dec ...
Industry 30+ delinquency declines further to 2.8% as of
February 2026 Portfolio stands at Rs. 3.29 lakh crore,
showing gradual stabilisation Disbursements contract 14%
YoY, signalling calibrated lending NBFCs and NBFC-MFIs
continue to outperform on credit quality
Mumbai, March 29, 2026: India’s microfinance sector is
demonstrating signs of sustained stabilisation, with the industry’s
30+ days past due (DPD) delinquenc ...
March 30, 2026
From ₹25K to ₹75K+: India’s credit market sees steady transition toward hig ...
Loans above ₹75,000 now drive 38% of the disbursement
value. Bihar retains leadership in industry exposure with a
16% market share, while all top 10 states report improved
delinquency trends. Disbursements grew by 6% year-on-year
in Q3FY26 to reach ₹63,348 crore with NBFC-MFIs capturing a 44%
share.
Mumbai, 16th March 2026: India’s
microfinance sector is entering a phase of disciplined
recalibration, marked by a s ...
March 16, 2026
India’s Lending Market Enters a ‘Goldilocks Moment’: Disbursements Surge 40 ...
Gold Loans Emerge as the Dominant Growth Engine with
94% YoY Surge; Personal Loans Rebound 34%; Overall Slippages
Decline as Prime Borrowers Drive Portfolio Resilience
Mumbai, 4th February 2026: India’s
retail lending landscape has entered what can best be described as
a “Goldilocks moment”, a rare phase where high
growth is accompanied by improving asset quality according to t ...
March 04, 2026
34 lakh home loans worth Rs 9 lakh crore was disbursed during Jan’22 to Dec ...
Market size of retail loan industry
crossed Rs 100 lakh crore mark in 2022
65 million active consumer durable loans
were reported to bureau, it registered annual growth
of 48% from December 2021 to December 2022
Gold loan witnessed highest growth of
23% from December 2020 to December 2021 and 57%
from December 2021 t ...
July 10, 2023
Microfinance Industry poised for growth with disbursements increasing 11% Y ...
MUMBAI, April 04, 2023: The 15th edition
of “Microfinance Pulse”, a quarterly publication by Small Industries
Development Bank of India (SIDBI) and Equifax India revealed that the
disbursements by value witnessed annual growth of 11% JAS’21 to
JAS’22. Not for Profit MFIs witnessed highest growth in terms of
disbursement amount and in terms of number of loan disbursed, NBFCs
are leading by 63% from JAS’21 to JAS’22. Highest number of loans ...
July 10, 2023
Equifax Launches Household Combined Credit Report for the Microfinance Segm ...
MUMBAI, FEBRUARY 20, 2023: Equifax Credit
Information Services Private Limited (ECIS), a leading credit
bureau, today announced the launch of the Household Combined Credit
Report for the Microfinance segment. The report eases the processes
of Microfinance loan underwriting by enabling easier assessment of
the credit capacity of an applicant based on the total
household. Previously, lenders could only view the reported
income a ...
July 10, 2023
OBC Signs MoU with Equifax Credit Information Services
OBC Signs MoU with Equifax Credit Information Services
20 Feb 2011 The Economic
Times Edition: Mumbai, Kolkata, New
Delhi, Pune, Bangalore Pg: 10
Oriental Bank of Commerce has signed a MoU with Equifax
Credit Information Services. Seen in the picture are Nagesh Pydah,
CMD, S. C. Sinha, ED, V. Kannan, ED & C. M. Khurana GM of OBC at
the MoU signing ceremony between OBC & EQUIFAX at New Delhi. ...
July 05, 2023
