An amalgamation of the Retail and MFI information which gives the underwriter a holistic view of a borrower's Retail and MFI obligations in a single report.
The Combined Credit Report (CCR) leverages our two largest bureau datasets, Retail and Microfinance to provide a complete view of an individual’s borrowings. A comprehensive view of retail and microfinance tradelines (open and closed) is shared. This approach provides incremental hits and better thickness of file to aid underwriting decisions
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Assess the credit capacity of the borrowers with an aggregated household view of income, borrowings, monthly obligations
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Get more than a traditional credit report
Commercial Credit Information Report
Accurately identify and assess probable risk while lending to commercial entities
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