Product Overview

A sound risk score that will help shorten credit assessment cycles, without compromising on profits for lending to individuals. 

The Equifax Risk Score is a risk model that predicts the likelihood of an individual becoming delinquent (90+ days past due including charge-off, write-off, and other major derogatory events) within a 12-month period from the scoring date.

Who's it for

The solution can aid lenders

Better assess consumers to speed credit decisions 

Credit portfolio managers

Identify cross-sell opportunities and areas of risk exposure

The score also helps Collections analysts

Assess likelihood of delinquency to inform collections efforts
The Equifax Risk score achieves a high degree of accuracy and an enhanced ability to enable lower credit costs and higher approval rates.
  • Increased accuracy through segmented scoring methodology
  • Enhanced risk assessment and reduced time taken for approval
  • Segmented view basis each loan product and their characteristics considered in the score development

Related Products

Microfinance Credit Information Report
Enabling financial inclusion for those who lack access to conventional banking services
Combined Credit Information Report
Make more informed, confident decisions with a robust view of consumer risk
Household Combined Credit Report
Assess the credit capacity of the borrowers with an aggregated household view of income, borrowings, monthly obligations
Commercial Credit Information Report
Accurately identify and assess probable risk while lending to commercial entities
Comprehensive Credit Information Report
Get more than a traditional credit report
Commercial Rank
Understand the financial health of a business – before you do business
Anchor Text

Contact Us

Connect with our sales team and discover how this product can meet your business needs.