Product

Score Simulator

Score Simulator is a tool to help retail customer understand how different credit scenarios may impact individual's ERS
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Product Overview

For many individuals managing credit score can feel like a guessing game, but with Equifax Credit Score Simulator, one can take control of financial health. This powerful tool allows individuals to estimate the impact of various credit events on their score, helping them to make informed decisions about financial future.

Simulate various events, such as:

  • Taking a new credit card / loan account
  • Payment of overdue amounts on all credit card / loan accounts
  • Pre-payment and closure of regular loan account
  • Becoming overdue on credit card / loan account
  • Making new credit inquiries 
  • Raising the limit of credit cards
  • Changing the credit card utilization

Features:

  • ERS 4.0-based Simulation: Score Simulator is built based on our latest ERS 4.0 model and it shows the simulation impact in absolute points
  • Multi-Event Simulation: Select multiple credit events and analyze their impact all at once, giving the user comprehensive view in a single simulation
  • Enhanced Usage Capabilities: The daily & monthly cap are set to control  & manage the number of simulations individual can simulate
  • API Integration: Clients can integrate Score Simulator API easily with their UI

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