The Equifax Commercial Rank is a risk model that predicts the likelihood of a commercial entity becoming delinquent (90+ days past due including charge-off, write-off, and other major derogatory events) within a 12-month period from the scoring date.
Key Factors affecting Commercial Rank for an Entity
Past Delinquencies
Term Loan Repayment History
Extreme stress in related trades
Total Active loans
Total credit utilization
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