Product Overview

The Credit Capacity score from Equifax provides the level of incremental instalments that the customer can pay at a target probability of default. The target probability of default is configurable at a customer level which reduce the possibility of overleveraging of customers

 

  • Optimize limit assignment for new customers and for cross-sell campaigns -
  • Offer lower loan amounts to customers getting declined currently
  • Reduce loan amounts for customers that have higher probability of default at higher EMIs
  • Increase loan amounts for customers that have a low probability of default at higher EMIs
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