Product
Credit Capacity Score
Capacity of an individual customer to pay incremental loan installments

Product Overview

The Credit Capacity score from Equifax provides the level of incremental instalments that the customer can pay at a target probability of default. The target probability of default is configurable at a customer level which reduce the possibility of overleveraging of customers

 

  • Optimize limit assignment for new customers and for cross-sell campaigns -
  • Offer lower loan amounts to customers getting declined currently
  • Reduce loan amounts for customers that have higher probability of default at higher EMIs
  • Increase loan amounts for customers that have a low probability of default at higher EMIs
More